Note: We understand this is not a time for self-promotion of any kind. We are hosting this fireside chat in order to help our friends and clients who are faced with the challenge of either taking their business online or getting their existing website in front of potential customers. There is no cost to attend and we hope this will be resourceful for all attendees.
You must register to attend at www.banquest.com/jump
Some blogs are fun to write, some are painful, others are
just plain upsetting.
The topic today is about “carding”. Fraudsters purchase buckets of tens of thousands of stolen credit cards on the dark web. They then need to test the cards to see which ones were not reported stolen and still active. So they setup “bots” (computer robots) to run thousands of cards against a website or web form. Most common victims are charity websites since donation pages are a quick and easy way to test a credit card without having to put items in a shopping cart, etc. You’re assuming I am upset at the fraudsters? Wrong! I am upset at the fact that there are still non-profit and charity websites and donation forms that do not have reCAPTCHA!
The first step in stopping fraudulent card testing is to add
reCAPTCHA to your site. reCAPTCHA is a free service that uses
advanced risk analysis techniques to tell humans and bots apart.
If you have already added reCAPTCHA and are still experiencing card testing on your site, please reach out to our fraud prevention team and we will be happy to provide you with many additional tools which will send a clear message to those bots – to “find someone else to pick on!” Happy
Some people start out at the “bottom of the
ladder”. I started out one
hundred miles away from the ladder! I was broke and desperate for a
few dollars so I took the first job that came my way: Telemarketing for a cellphone store!
My good friend and mentor (who I shall honor his wishes to
remain anonymous in this blog – who BTW is also the CEO of a very large
organization that spells cars with a K) gave me sage advice and said
“Kevin, you have to commit to stay at this job for at least 2 years…
don’t be a “job hopper”.”
My first day on the job was absolutely the pits. So was the
first week, the first month, and the first half a year. Slowly however I worked
my way up the ladder, and increased my knowledge and by the end of 2 years I
was ready to venture out on my own and start a little wireless company looking
to fill a niche that wasn’t served by my previous company or the general
Fast forward through a 9 year career in the wireless
industry that ultimately led me to entering the payment processing space –
where we (Banquest) will soon celebrate 10 years!
If not for that commitment to stick-it-out at all costs, I certainly would have jumped jobs early on, and most likely jumped jobs again and again. It pains me to see young barely 30-years-old’s with 5 or 6 jobs under their belt. Wherever you are, dig in and work hard. Try to learn everything about your industry. Be the best you can be in your current position and increase value for your company and for yourself every day!
The other day I got a postcard from P.C. Richard & Son
about their President’s Day sale and was about to toss it into the garbage
when something on the card caught my eye. It was the logo and words
“Celebrating 110 Years”!
You see, I never would have noticed it, and it certainly
would never have
taken up a millimeter of brain storage space – IF NOT for the fact that my
own company is contemplating throwing a 10-Year Anniversary
The truth is that outside the company’s own walls,
nobody cares about a company’s big milestone. It’s easy to get
caught up in the hubris of hitting a milestone anniversary and forget the fact
that the customer really doesn’t care however many years old you are. In the
words of Ms. Jackson, “What have you done for me lately?” is the primary
question that customers ask. A 100-year heritage doesn’t really answer that
So I’ve learned that as counter-intuitive as it may seem, a
company anniversary celebration should not be about the organization. It should be about the change we’ve
created during that period of time. It’s about the people we’ve been fortunate
enough to serve and work with. It’s about our clients, partners, staff, and
friends who made it all possible.
Ladies and gentlemen, I’ve got a lot of work to do. More coming…